How to Actually Increase Your Credit Score (What Works, What Doesn’t, and Why It Matters)

If getting out of credit card debt is about stopping the bleeding, increasing your credit score is about rebuilding strength.

And despite what ads and “quick fix” credit companies promise, raising your score isn’t complicated—but it does require understanding how credit really works.

This guide breaks down:

• What actually impacts your credit score

• What lenders care about most

• Step-by-step actions that truly move the needle

• Why a strong credit score matters when borrowing money—especially for a home

First: How Credit Scores Are Really Calculated

Most lenders use some version of the FICO score, which is made up of five main factors:

1. Payment History (≈35%)

This is the biggest factor.

• On-time payments help your score

• Late payments, collections, charge-offs, and bankruptcies hurt it

• Even one 30-day late payment can drop a score significantly

What to do:

• Set every account to auto-pay at least the minimum

• Never miss a payment—even by one day

• If you’ve missed payments before, consistency over time is the cure

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2. Credit Utilization (≈30%)

This is the second-largest factor and one of the fastest ways to raise your score.

Credit utilization =
Balance ÷ Credit limit

General guidelines:

• Under 30% utilization = good

• Under 10% utilization = excellent

• Over 50% = score killer

Example:
If you have a $10,000 limit and carry a $6,000 balance, that’s 60% utilization—even if you pay on time every month.

What to do:

• Pay balances down, not just on time

• Spread balances across cards instead of maxing one

• Ask for credit limit increases (without increasing spending)

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3. Length of Credit History (≈15%)

This looks at:

• How long your oldest account has been open

• The average age of all accounts

What to do:

• Avoid closing old accounts—even if you don’t use them

• Keep your oldest cards open and in good standing

Closing an old card can lower your score, even if you’ve “paid it off.”

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4. Credit Mix (≈10%)

Lenders like to see you can manage different types of credit:

• Credit cards (revolving)

• Auto loans, student loans, mortgages (installment)

What to do:

• Don’t open unnecessary loans just to improve mix

• Over time, a healthy blend develops naturally

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5. New Credit Inquiries (≈10%)

Every hard inquiry causes a small, temporary dip.

What to do:

• Avoid applying for multiple cards or loans at once

• Space out applications

• Don’t open new accounts right before applying for a mortgage

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What Actually Raises Your Credit Score (Step-by-Step)

Here’s what works—no gimmicks:

Step 1: Make Every Payment On Time

This alone fixes more credit issues than anything else.

Consistency beats perfection. One year of on-time payments can outweigh years of past mistakes.

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Step 2: Lower Credit Card Balances

This is often the fastest improvement lever.

• Pay cards below 30% utilization

• Target under 10% if possible

• Focus on revolving balances first

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Step 3: Stop Closing Accounts

Even paid-off cards help your score by:

• Increasing available credit

• Preserving credit age

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Step 4: Avoid “Credit Repair” Shortcuts

Be cautious of:

• Disputing accurate information

• Companies promising overnight jumps

• “Credit piggybacking” schemes

If the information is accurate, time and behavior—not disputes—are what fix credit.

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Step 5: Monitor Your Credit Reports

Check all three bureaus:

• Experian

• Equifax

• TransUnion

Look for:

• Errors

• Incorrect balances

• Accounts that should be marked “paid” or “closed”

Fixing legitimate errors can provide real gains.

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How Long Does It Take to Increase a Credit Score?

It depends on what’s hurting it.

• High utilization: 30–60 days once balances drop

• Late payments: 6–24 months of consistency

• Collections: Varies—impact fades over time

• Thin credit file: Gradual, steady growth

There is no instant fix—but there is predictable progress.

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Why Your Credit Score Matters When Borrowing Money

This is where it all comes together.

A strong credit score impacts:

• Whether you get approved

• Your interest rate

• Your monthly payment

• Your buying power

• How much cash you need upfront

Even Small Score Differences Matter

The difference between:

• A 620 score and a 720 score
  can mean tens of thousands of dollars over the life of a loan.

Higher scores typically mean:

• Lower interest rates

• Lower PMI or mortgage insurance

• Better loan programs

• More negotiating leverage

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Credit Score & Home Buying: What Lenders Look For

While programs vary, here’s a general snapshot:

• 580–620: Limited options, higher costs

• 640–680: More flexibility, improving terms

• 700–740: Strong approval odds, competitive rates

• 740+: Best available pricing and loan programs

Your score doesn’t just affect approval—it affects how expensive borrowing is.

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Final Thought: Credit Is a Tool, Not a Judgment

A low credit score doesn’t mean you’re bad with money.
It means your credit habits need structure and time.

The good news?
Credit scores are earned, not fixed.

And with the right steps, almost anyone can improve theirs—and put themselves in a far stronger position when it’s time to borrow, invest, or buy a home.

How to Get Out of Credit Card Debt (and Why It Matters Before Buying a Home)

The first step to getting out of credit card debt isn’t paying more — it’s clarity.

Before shopping balance transfer cards or throwing extra money at random payments, you need to know exactly what you’re dealing with. Debt feels overwhelming when it’s vague. Once it’s defined, it becomes manageable — and for future homebuyers, this step is especially important.

Your credit card balances and interest rates directly affect your credit score, debt-to-income ratio, and mortgage approval terms. If buying a home is on your radar in the next 6–24 months, how you handle credit card debt now can make a major difference later.

Step 1: Get Clear on Your Credit Card Debt

This is where real progress starts.

Write down every credit card you have, including:

• Current balance

• Interest rate (APR)

• Minimum payment

• Due date

Put everything in one place — a spreadsheet, notebook, or budgeting app. The format doesn’t matter. Seeing the full picture does.

Most people stay stuck in debt because they don’t know their numbers. When debt lives only in your head, it feels emotional and overwhelming. When it’s written down, it becomes strategic and solvable.

Clarity replaces anxiety with control.

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Step 2: Reduce the Interest (This Step Is Huge)

Interest is what keeps people in credit card debt longer than they should be.

Once you know your rates:

• Look for balance transfer cards with low or 0% introductory APR

• Call your current credit card company and ask for a lower interest rate

That phone call works more often than people expect, especially if you’ve been a consistent payer. A reduced APR means more of your monthly payment goes toward the balance — not interest.

For future homebuyers, this step matters because lower balances and faster paydowns improve your credit utilization, one of the most important factors in your credit score.

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Step 3: Attack the Balances With Intention

Now it’s time to move with a plan.

Choose a payoff strategy you can stick to:

Snowball Method

• Pay off the smallest balance first

• Builds momentum and confidence

Avalanche Method

• Pay off the highest interest rate first

• Saves the most money long-term

Both methods work. The best one is the one you’ll actually follow consistently.

Automate your payments, pay more than the minimum whenever possible, and as each card is paid off, roll that payment into the next balance.

Debt doesn’t disappear from motivation.
It disappears from strategy + consistency.

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Action Steps You Can Take This Week

If this feels overwhelming, keep it simple. Here’s a realistic starting plan:

This week:

• List all credit cards, balances, APRs, and minimum payments

• Identify your highest interest rate card

• Make one phone call to request a lower APR

This month:

• Choose a payoff method (snowball or avalanche)

• Set up automatic payments

• Stop using cards you’re actively paying down

Over the next 3–6 months:

• Watch balances drop

• See credit utilization improve

• Build momentum and confidence

Small, repeatable actions beat perfect plans every time.

Why This Matters If You Want to Buy a Home

Many buyers don’t realize how closely credit card debt is tied to home affordability.

High balances can:

• Lower your credit score

• Increase your debt-to-income (DTI) ratio

• Reduce how much house you qualify for

• Increase your mortgage interest rate

On the flip side, paying down credit cards — even without paying them off completely — can raise your credit score and improve loan options faster than most people expect.

I’ve seen buyers improve their buying power significantly just by getting strategic with credit card debt before applying for a mortgage.

If homeownership is a goal, the best time to prepare your credit isn’t when you start house hunting — it’s months earlier.

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You Don’t Need Perfection — You Need a Plan

You don’t need to be debt-free overnight.
You don’t need to overhaul your entire life.
You don’t need to do everything at once.

You need a clear plan you can repeat.

Clarity leads to momentum. Momentum leads to options. And options are what put you in the strongest position when you’re ready to buy a home.

If you’re thinking about buying in the future and want guidance on how your credit and debt impact your buying power, that conversation should happen before you start scrolling listings.

Louisiana Real Estate Market Outlook 2026: What Buyers & Sellers Need to Know Right Now

 As we move into January 2026, the housing market looks very different than it did just a few years ago. The chaos of bidding wars, record-low rates, and lightning-fast sales has faded — but that doesn’t mean opportunity has disappeared.

Instead, we’re entering what many analysts are calling a market reset: more balanced, more predictable, and more strategic for both buyers and sellers.

Here’s what that means specifically for Louisiana, and how to navigate the current environment whether you’re buying, selling, or simply watching the market.

The Big Picture: A More Stable National Market in 2026

Nationally, the housing market is no longer defined by extremes.

• Mortgage rates are expected to remain relatively stable, hovering in the mid-6% range rather than swinging wildly.

• Inventory is slowly improving, but not flooding the market.

• Price growth has cooled to modest, sustainable levels instead of double-digit annual increases.

This stability is important. It allows buyers to plan and sellers to price realistically — something the market hasn’t allowed in quite some time.

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What’s Happening in Louisiana Right Now

Louisiana tends to behave a bit differently than hotter coastal markets, and that’s actually a strength in 2026.

Home Prices

Prices across much of Louisiana have remained steady with slight upward pressure, particularly in desirable school districts and suburban areas like:

• Baton Rouge & Ascension Parish

• Prairieville / Dutchtown

• Lafayette & Youngsville

Instead of rapid appreciation, we’re seeing normal, healthy growth — which reduces risk for buyers and keeps sellers competitive.

Inventory & Days on Market

Homes are taking longer to sell than during the peak frenzy years, but this isn’t a bad thing.

• Buyers have more time to evaluate homes.

• Sellers must prepare and price correctly.

• Well-positioned homes still sell — just not overnight.

Affordability Still Matters

Louisiana remains more affordable than many states, but higher mortgage rates still affect monthly payments. That’s why strategy matters more than ever in 2026.

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What This Market Means for Buyers

If you’re buying in Louisiana in 2026, you’re in a stronger position than buyers have been in years — if you approach it correctly.

Key Buyer Takeaways

• Negotiation power is back: Price reductions, seller credits, and concessions are more common.

• Pre-approval matters: Not just for confidence, but to act quickly on the right home.

• Overpaying is avoidable: With slower appreciation, the numbers matter more than emotion.

• Location still wins: School zones, commute times, and resale potential remain critical.

This isn’t a “rush or miss out” market — it’s a “buy smart and buy right” market.

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What This Market Means for Sellers

Sellers can still succeed in 2026 — but the strategy has changed.

Key Seller Takeaways

• Pricing accurately is crucial: Overpricing leads to longer market time and weaker offers.

• Condition matters again: Buyers are choosier and less forgiving.

• Presentation is a must: Clean, staged, and well-marketed homes stand out quickly.

• The first 30 days are critical: That’s when buyer interest is highest.

Homes that are priced correctly and marketed professionally are still selling — often faster than expected.

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Is 2026 a Good Year to Buy or Sell in Louisiana?

The honest answer: Yes — if you have a plan.

This market rewards:

• Buyers who focus on long-term value, not hype

• Sellers who understand current demand and price strategically

• Homeowners who want clarity instead of guesswork

It’s no longer about timing the market — it’s about understanding it.

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Why Local Expertise Matters More Than Ever

Online estimates and national headlines don’t tell the full story in Louisiana.

Neighborhood-by-neighborhood differences, school districts, flood zones, insurance considerations, and buyer demand all play a role in real value — and those nuances don’t show up in a Zestimate.

A local, data-driven approach is the difference between:

• Overpaying vs. buying smart

• Sitting on the market vs. selling efficiently

Final Thoughts

The Louisiana housing market in 2026 is calmer, more balanced, and more strategic than it’s been in years. That’s good news — but only if you know how to navigate it.

Whether you’re thinking about buying, selling, or just want clarity on where the market is headed, having the right information makes all the difference.

If you have questions, want a custom market breakdown, or need help deciding your next move, I’m always happy to help — no pressure, just real insigh

Who Can Qualify for a VA Loan (Even If They Don’t Think They Do)

As a real estate agent & advisor, part of my job is helping buyers uncover options they didn’t realize they had. 

One of the biggest missed opportunities I see involves VA loans. Many people who qualify as a “veteran” under government guidelines don’t identify that way personally—and because of that, they never explore VA financing. Over the years, I’ve helped multiple buyers learn that their service history was enough to unlock benefits they assumed were out of reach.

If you're unsure, I can absolutely help you figure your status, get you in touch with the right lender, and game plan with you.

Contact me HERE

Who qualifies? 

If you fall under any of these scenarios below...

1. Active Duty Service Members

• Currently serving, after 90 consecutive days of active service (wartime)

• Or 181 days (peacetime)

Many assume you have to be out of the military already—not true.

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2. Veterans (Honorably Discharged)

You may qualify if you served:

• 90 days during wartime

• 181 days during peacetime

• 24 months of continuous service (or the full period you were called to serve)

Even shorter service periods can qualify depending on when and why you served.

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3. National Guard & Reserve Members (Big One People Miss)

This is one of the most commonly overlooked groups.

You may qualify if:

• You served 6 years in the National Guard or Reserves

• OR you were activated for federal service (Title 10) for at least 90 days

• OR you were discharged due to a service-related disability

Many Guard and Reserve members assume VA loans are “active-duty only”—they’re not.

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4. Recently Separated Service Members

If you:

• Completed your service

• Received an honorable discharge

• Separated fairly recently

You may still qualify even if you don’t consider yourself a “veteran” yet.

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5. Surviving Spouses

VA loan eligibility may extend to:

• Un-remarried surviving spouses of service members who died in the line of duty

• Or veterans who passed away due to a service-related disability

This is another group that often doesn’t realize they qualify.

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Why So Many People Don’t Realize They’re Eligible

• They didn’t serve “long enough” (they often did)

• They were Guard or Reserve

• They didn’t deploy

• They aren’t retired military

• No one ever explained VA eligibility clearly

VA loan rules are based on service type and duration, not combat experience or career length.

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The Easiest Way to Know for Sure

Eligibility is confirmed through a Certificate of Eligibility (COE).

• A lender can usually pull this in minutes

• No commitment, no pressure

• It simply confirms whether the VA recognizes your service for loan benefits

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Are VA Loans Assumable? Answer: Yes

VA loans are assumable, which means a qualified buyer can take over the seller’s existing VA mortgage at the same interest rate, remaining balance, and terms—instead of getting a brand-new loan.

Here’s how it works and who can assume one:

How VA loan assumption works

• The buyer applies with the current loan servicer for a VA loan assumption approval

• The buyer must meet credit and income standards (similar to qualifying for a mortgage)

• The buyer assumes the remaining loan balance, not the original purchase price

• If the home value is higher than the loan balance, the buyer usually brings cash or secondary financing to cover the difference

• Once approved, the buyer becomes fully responsible for the loan

Who can assume a VA loan

This is where many people get surprised 👀

1. Veterans or active-duty service members

• If the buyer is VA-eligible, they can assume the loan and substitute their own VA entitlement

• This restores the seller’s VA entitlement, allowing the seller to use another VA loan in the future

2. Non-veterans (yes, civilians too)

• VA loans can be assumed by non-veterans

• The big caveat: the seller’s VA entitlement typically remains tied up in the loan

• This can limit how much VA loan benefit the seller can use later unless the loan is paid off or assumed by another eligible veteran

Why assumable VA loans matter right now

In a higher-rate environment, assumable VA loans can be a huge advantage, especially if the existing rate is well below today’s market rates. Buyers may save hundreds per month, and sellers can market their home with a powerful differentiator most people don’t even realize exists.

Why This Matters

VA loans offer:

• $0 down payment

• No monthly mortgage insurance

• Competitive interest rates

• More flexible credit guidelines

For many buyers, this can mean thousands saved upfront and every month.

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VA Loan Fun Facts:

Annual VA Loan Usage

• In fiscal year 2024, the U.S. Department of Veterans Affairs guaranteed about 416,000 VA loans — meaning that many individual VA-backed loans were issued that year. 

• Previous years show similar activity, with hundreds of thousands of loans guaranteed annually — though exact totals fluctuate with market conditions and interest rates. 

 Long-Term Perspective

• Over the life of the program (since 1944), the VA has now guaranteed over 29 million VA home loans. 

• Nearly 4 million service members and veterans currently have active VA-guaranteed loans. 

What This Means:

While millions of veterans are eligible for VA loans based on service, only a fraction actually close one in any given year — for instance, around 400–500 k loans annually recently. That gap highlights both the scale of the opportunity and the potential number of eligible buyers who aren’t currently using the benefit!

Reach out to me anytime! God bless you & yours if you have served or are serving! 

I truly appreciate your sacrifice!

If I Wanted to Buy a Home, Here’s Exactly What I’d Do First

Buying a home is exciting — but it’s also one of the biggest financial decisions you’ll ever make. And while most people start the process by scrolling listings, touring homes, or imagining themselves in a new kitchen or backyard, that’s not where I’d begin.

If I were buying a home today, here’s exactly what I’d do first — and why this approach removes stress, saves time, and leads to better decisions.

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Step One: Start With the Numbers (Not the Listings)

Before scrolling listings.
Before touring homes.
Before falling in love with finishes or floor plans.

I’d start with the numbers — and the very first call I’d make would be to a licensed realtor in your area that could get you in touch with a trusted lender.

Getting pre-qualified isn’t about pressure or locking yourself into anything. It’s about clarity. A lender helps you understand your real buying power — not what a website estimate says, not what your friend paid for their house, and not a number you’re guessing in your head.

Your income, credit score, monthly debts, down payment, and long-term goals all play a role. When a lender breaks that down clearly, everything else in the process starts to make sense.

This step alone eliminates a huge amount of uncertainty and prevents wasted time looking at homes that don’t actually fit your financial picture.

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Why Online Estimates Aren’t Enough

Online calculators and home value estimates can be useful tools, but they don’t tell the full story. They don’t know:

• Your credit profile

• Your existing debts

• Your preferred loan programs

• Whether you’re eligible for grants, incentives, or special financing

Only a real conversation with a lender can do that. And having that conversation early puts you in control — not the other way around.

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Step Two: Understand the True Monthly Cost of Homeownership

Next, I’d walk through the real monthly cost of owning a home.

Not just the mortgage payment — but:

• Property taxes

• Homeowners insurance

• HOA dues (if applicable)

• A realistic maintenance and repair buffer

This step is huge because comfort matters. A home should support your lifestyle, not stress it.

Just because you qualify for a certain price point doesn’t mean that’s where you should land. The goal isn’t to “buy the most house possible.” The goal is to choose a payment that still allows you to live, save, travel, invest, and enjoy your life.

This is where smart buyers separate themselves from rushed buyers.

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Step Three: Set a Comfortable, Confident Budget

Once I know those numbers, I’d hone in on a budget that feels good — not just on paper, but in real life.

A confident budget is one that allows flexibility. It accounts for:

• Changes in expenses

• Future plans

• Unexpected repairs

• Peace of mind

When you know your range, every decision after that becomes easier and faster. You stop second-guessing yourself. You stop chasing listings that don’t fit. You start making intentional, informed choices.

That confidence shows up in negotiations, timelines, and ultimately in the home you choose.

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Step Four: Game-Plan Before You Shop

From there, it’s all about preparation and strategy.

Maybe that means:

• Paying down a credit card

• Adjusting savings goals

• Waiting for a bonus or commission

• Giving yourself a few months to strengthen your position

There’s power in preparation. You’re no longer guessing or hoping things work out — you’re building toward a clear goal.

This is often the most overlooked step, yet it’s the one that creates the smoothest transactions and the best outcomes.

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Why Preparation Makes You a Stronger Buyer

Here’s what happens when you take these steps early:

• You move faster when the right home hits the market

• Your offers are stronger and cleaner

• Sellers take you more seriously

• You feel calm instead of rushed

And when the timing does make sense, you’re ready. You’re decisive, competitive, and confident — because you’ve already done the work.

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Start With the Foundation

If buying a home is on your radar — whether it’s next month, next year, or “someday” — start with the foundation.

Connect with a real estate agent who can:

• Introduce you to a reputable local lender

• Help you understand your true buying power

• Create a plan that fits your lifestyle and long-term goals

Buying a home isn’t about rushing the process. It’s about building clarity, confidence, and momentum.

When the moment is right, you’ll be positioned to move forward with confidence — and without regret.

To get in touch with a top realtor in the Greater Baton Rouge, Louisiana area

 visit this link here.

What’s Really Happening in Today’s Housing Market — Inventory Rising, Momentum Slowing

U.S. Housing Update: 

U.S. housing inventory rose 12.6% year over year in November, marking the 25th straight month of growth, though the pace of growth continues to slow. Buyer activity remains soft, with homes spending 3 days longer on the market and prices slipping 0.4% year over year. Demand has cooled most sharply in the South and West, while the Northeast and Midwest remain more competitive due to tighter supply.

At the same time, delistings are surging. Roughly 6% of listings are pulled off the market each month, a sign that many sellers are walking away when they don’t get their desired price. This trend is reshaping supply and signaling growing seller frustration.

Another major shift: buyers are flocking to “refuge markets” — historically affordable cities where prices are still attainable. These lower-cost metros are now seeing some of the strongest price growth in the country as buyers stretch their dollars.

Reach out to a licensed Realtor near you

Baton Rouge Real Estate Update: What’s Really Happening in Today’s Housing Market

If you’ve been watching the housing market and wondering, “Is now actually a good time to buy or sell?” — you’re not alone. Across the country, the market is shifting, and while national headlines can sound dramatic, places like **Baton Rouge are feeling this a little differently.

Here’s what’s happening in plain English 👇

Inventory Is Up — And That’s Actually Good News for Buyers

For more than two straight years, the number of homes for sale across the U.S. has been rising. That means buyers finally have more options, fewer bidding wars, and more negotiating power.

Even though cities in the West and South are slowing down, the Midwest and Northeast are still tight. Markets like Baton Rouge tend to sit in a balanced middle ground — not overbuilt, not completely starved for homes.

What this means locally:

• Buyers have more choices than we’ve had in years

• Homes aren’t flying off the market in 24 hours anymore

• You can actually think before making an offer

Homes Are Sitting Longer (But That’s Not a Bad Thing)

Nationwide, homes are staying on the market a few extra days compared to last year. That’s not a crash — it’s a normalization.

In Baton Rouge, this creates better opportunities for:

• Negotiating closing costs

• Asking for repairs

• Avoiding rushed, emotional decisions

Instead of “offer over asking or lose the house,” it’s more like “let’s make a smart, clean deal.”

SEARCH HOMES IN YOUR AREA HERE

Sellers Are Getting Frustrated (And You Can Use That to Your Advantage)

A big trend right now is delistings — sellers pulling their homes off the market when they don’t get their price.

Roughly 1 in every 16 listings nationally is getting removed instead of sold. That tells us something important:
Sellers are starting to realize the market isn’t what it was in 2021–2022.

In Baton Rouge, that usually shows up as:

• Price drops after a couple weeks on market

• Sellers more open to paying closing costs

• Motivation increasing behind the scenes

YOUR CURRENT HOME VALUE IS RIGHT HERE

The “Hidden” Hot Markets Are Winning (And Baton Rouge Fits the Profile)

Across the country, the strongest appreciation isn’t happening in flashy coastal cities. It’s happening in affordable, mid-sized markets — exactly the kind of bracket Baton Rouge falls into.

These are places where:
✅ Prices are still reasonable
✅ Income-to-home-price ratios make sense
✅ Cost-conscious buyers are moving

Baton Rouge checks a lot of those boxes. It’s not a “refuge market” headline city, but it has the same type of fundamentals.

That’s why our market hasn’t crashed, even with higher rates. It’s stayed steady.

What This Means If You’re Thinking About Buying

Right now is actually one of the best environments we’ve had in years if you’re a buyer because:

• Less competition

• More seller flexibility

• More options

• Room to negotiate price and terms

You don’t need to rush — but you can win if you move smart.

What This Means If You’re Thinking About Selling

This isn’t a “list it and it sells itself” market anymore. Pricing and strategy matter.

Homes that are:

• Priced correctly

• Properly marketed

• Professionally presented

…are still moving well in Baton Rouge. The difference is the lazy listings are no longer getting rewarded.

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Bottom Line for Baton Rouge

We’re not in a crash.
We’re not in a boom.
We’re in a strategic market.

And the people winning right now are the ones who understand the shift — not the ones waiting on headlines.

If you are someone that has been on the side watching and waiting, but are interested in more information about the market, your homes value, considering a plan but certainly patiently waiting...

Feel free to reach out to me anytime! 225-341-0081

https://tylerterrebonne.evgeaux.com/

Custom Home Listing Alerts Built Around Your Exact Needs

 Searching for a home online can feel overwhelming. You scroll through hundreds of listings, filter and re-filter, and still miss homes that could be a perfect fit. That’s exactly why I offer custom tailored home searches built around your exact wants, needs, and lifestyle.

Instead of relying on generic home search websites, I create personalized listing alerts designed specifically for you.

How Custom Home Searches Work

Once you reach out, I’ll ask a few simple questions about what you’re looking for, including:

• Price range

• Preferred neighborhoods

• Home size and layout

• Must-have features (garage, pool, large yard, new construction, etc.)

• Any deal-breakers

From there, I build a smart home search profile that automatically delivers the newest and most relevant homes straight to your inbox.

Search for homes in your desired area right here

Get New Listings Sent Straight to Your Email

You’ll receive weekly email updates with:

• The latest homes that match your criteria

• Price reductions you might otherwise miss

• Homes before they gain heavy online exposure

• Opportunities you won’t find by casually browsing

No spam. No junk listings. Just homes that actually make sense for you.

Your current home value, instantly, RIGHT HERE!

Access to Off-Market Deals & Hidden Opportunities

Some of the best homes never hit public search websites. Through my network, internal tools, and local relationships, I’m able to share:

• Off-market opportunities

• “Coming soon” listings

• Homes being quietly prepared for sale

• Distressed or value-driven properties

These are the kinds of deals most people never see.

Who This Is Perfect For

Custom home searches are ideal if you:

• Don’t want to waste time browsing random sites

• Want an advantage in a competitive market

• Need a local expert filtering homes for you

• Want honest guidance, not pushy sales tactics

Get Started in 30 Seconds

Setting this up is simple — all you have to do is reach out to me and tell me what you’re looking for. I’ll handle the rest and make sure you’re seeing the right homes, not just more homes.

📩 Email: tyler.terrebonne@evrealestate.com
📞 Call/Text: 225-341-0081

Your home search should work for you — not the other way around.